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My whole life I owned my home and a year ago I had taken out a much needed refinance loan to help out a family member. Afterwards I was upside down when my wife and I tried to sell our home. The realtor saidthe equity was gone due to low priced housing in the market. We tried a shortsale, but realized we wanted to move and get another home and we would be in the same boat. So we began searching for a loan modification which was new to us and the first company couldn't help us, the second wouldn't touch our case and ushudloanmodification called us back the same day , had a specialist contact us, Richard was very professional , told us everything and got us a loan modification. They were able to negotiate our interest rate from 8.25% to 5% and we can afford the new payment and stay in our home. Thanks again........

My wife and I were facing foreclosure and at the time were about 60 days late, we had tried two other companies and found no help, called our bank and no one would talk to us. We were frustrated and at wits end. The calls kept coming from the lender and we didnt know what else to do. So finally we found ushudloanmodification.com, they were helpful, connected us with one of there loan modification specialist who got right on our case. They gave us a one on one consultation, and started helping us. Within 3 weeks they had talked to our lender, worked out a new interest rate, and a new payment. We can now keep our home and live life again. Thank you so much.......... Roger Brown, California

I live in Ann Arbor Michigan and got a adjustable mortgage some years ago. The rate went from 5 % to 9%, I had no idea the mortgage was going to get this high. In a few months I was getting farther behind in car payments and kept at 60 days late on the mortgage. Finally I had to do something and I began searching for help with my loan, I found this company and they were able to keep me in my home. Steve called me and immediately got me the answers I needed to hear. They contacted my lender and my loan was modified and my daughter and I can now live comfortably again. Ushudloanmodification thank you.... Mindy Sellers, Michigan

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Frequently Asked Questions

Are mortgagees required to perform an escrow analysis when completing a Loan Modification?

Yes, mortgagees are to perform a retroactive escrow analysis at the time the Loan Modification to ensure that the delinquent payments being capitalized reflect the actual escrow requirements required for those months capitalized..
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$50 Billion for Foreclosure Rescue

On February 17, 2009 President Barack Obama signed the Stimulus Package into law. This package readied a $50 billion foreclosure rescue fund for legions of Americans who are in danger of losing their home. Specific qualifications must be met in order to benefit from this legislation. USHUDLoanmodification.com can tell you if you qualify at no cost to you! This is not refinancing your loan. A loan modification will simply change any or all of the following terms of your loan. The terms of your loan are your interest rate, balance of loan, delinquent fees owed, and term of loan. Contact Us Now!

Why USHUDLoanModification?

We save homes! We specialize in only one job. Saving your home by keeping you and your family in your home. We are experts at loan modification. We do nothing else. We do not refinance loans. We do not buy houses. We help people affected by bankruptcy or foreclosure by modifying their loans. Our single objective is to help you keep your family in your home. You need professional legal help. We are your advocate. This is one of the best methods to help people avoid foreclosure. The bank does not want you to lose your home. Just call and get informed, or for a fast free consultation fill out the contact form on the left hand side it's free! Contact Us Now!

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Disclaimer: USHudLoanModification.com is not acting as a lender or broker. The information provided by you to USHudLoanModification.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers with USHudLoanModification.com offer this or other products with interest-only options.